1. saṃpādiṃcina karma, saṃpāditamu, kūḍabeṭṭabaḍinadi.

2. atītānaṃda śarīrānuṣṭitaṃ sat phalāyā nārabthaṃ karma saṃcitaṃ.

(gaḍacipōyina anēka janmalalō cēsina karmalu satphalamulanīyuṭaku āraṃbhiṃcani karma)

3. “ku sūlastha dhānyaṃ punaḥ punaḥ pūryamāṇaṃ kramēṇa bhujyamānaṃ yathā tathā anēka janmārjitaṃ aṃtaḥkaraṇōpahitasākṣi jñānāvaraṇa śakti niṣṭaṃ karma saṃcitaṃ” (vicārasāgaramu)

(gādilō vēsina dhānyamu tirigi niṃpabaḍucu bhujiṃpabaḍucuṃḍunaṭlu anēka janmamulaṃdārjiṃcabaḍina karma)

4. janmahētubhūtaṃ sthitaṃ pūrvajanma kṛtaṃ karma saṃcitamucyatē -

(janmaku kāraṇamaina pūrva janmalalō cēsina karma saṃcitamani ceppabaḍunu)

5. ahaṃ brahmēti vijñānāt kalpa kōṭi śatārjitaṃ |

saṃcitaṃ vilayaṃ yāti prabhōdāt svapna karmavat ||.

(kalalō cēsina karmalanniyu mēlukonagānē naśiṃcinaṭlu kōṭi kalpamulaṃdu ārjiṃcina karmaphalamu “ahaṃ brahma” anu mahāvākyamu yokka arthamunu teliyuṭacēta lēkuṃḍapōvunu)

6. iṃtakumuṃdu ennō janmalalō cēsina karma phalamu nivvaka migili yunnadi)

7. karmalu vāṭi phalamu nanubhaviṃpacēsi kṣīṇiṃcunu. “nā bhuktaṃ kṣīyatē karma kalpa kōṭi śatairapi” enni yugamulu gaḍacinanu cēsina karma phalamu nanubhaviṃpacēyanidē kṣīṇiṃcadu). “avaśyamanu bhōktavyaṃ kṛtaṃ karma śubhā śubhaṃ”. (cēsina karma maṃcidainanu ceḍḍadainanu anubhaviṃci tīravalasinadē). dīnini baṭṭi saṃcita karma anubhaviṃcavalasinadani yunnadi. kāni, brahmajñānamu kaliginayaḍala - brahma sākṣātkāramu kaligina tōḍanē - prārabdakarma tappa migilina karmalanniyu kṣīṇiṃcunu - “kṣīyaṃtē cāsya karmāṇi tasmin dṛṣṭē parāvarē” (bhagavatsākṣātkāramu kalugaganē karmalu kṣīṇiṃcunu). (cūḍumu - prārabdakarma).